How to Check FAB Balance? – FAB Bank Balance Check

FAB bank balance check is one of the most important tools for anyone managing their money in the UAE. Whether you’re a salaried employee using a FAB Ratibi card, a regular customer with a FAB salary account, or a credit card holder, staying updated on your account balance helps you plan smarter and avoid unnecessary surprises. Keeping track of your FAB balance allows you to monitor spending, confirm salary deposits, and manage day-to-day finances with confidence.

When it comes to managing your finances in the UAE, FAB bank balance check is one of the most searched topics among residents and account holders. Whether you hold a FAB Ratibi card, salary account, or credit card, knowing how to check your FAB bank balance quickly and securely can save time and effort. In this comprehensive guide by UAE Explorer, we’ll walk you through every available method — from mobile banking to SMS, online portals, ATMs, and even customer care — so you can always stay on top of your financial activities.

First Abu Dhabi Bank (FAB), the largest bank in the UAE, offers modern and convenient ways to access your balance anytime, anywhere. From instant balance updates via the FAB mobile app to simple web-based inquiries and SMS services, checking your FAB bank balance has never been easier. Whether you prefer online banking or traditional methods, FAB provides a variety of options suited to every customer’s comfort level.

In this guide by UAE Explorer, you’ll learn step-by-step methods for performing a FAB bank balance check, activating your card, viewing your transaction history, and ensuring your financial security — all designed to make money management simple and stress-free in the UAE.

What Is FAB Bank?

First Abu Dhabi Bank (FAB) is one of the UAE’s largest and most trusted financial institutions. Formed after the merger of First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD), FAB offers a wide range of banking services — from personal and corporate banking to digital financial solutions.

For UAE residents, FAB is especially popular because of its Ratibi prepaid card, salary accounts, and e-Dirham cards, which make salary transfers and online transactions convenient. With the bank’s growing digital presence, customers can now easily perform FAB bank balance checks from anywhere.

Why It’s Important to Check Your FAB Bank Balance Regularly

Checking your FAB balance isn’t just about knowing how much money you have — it’s about keeping your finances under control. Here are a few key reasons:

• Prevent overdrafts or declined payments by tracking your available funds.
• Detect unauthorized transactions early and report them to the bank.
• Plan monthly budgets based on actual account activity.
• Redeem FAB rewards points more effectively by monitoring spending.
• Avoid card blocking or inactivity fees.

With several convenient ways to check your FAB bank balance, you can choose whichever method suits you best.

Methods to Check FAB Bank Balance in UAE

FAB provides multiple online and offline ways to view your account or card balance instantly. Let’s go through each in detail.

1. FAB Bank Balance Check Online via Official Website

The easiest way to check your FAB balance online is through the official FAB website.

Steps:

1. Visit the FAB balance enquiry portal: https://ppc.bankfab.com/PPCInquiry/.
2. Enter the last 2 digits of your card number.
3. Enter your Card ID (available on your Ratibi or prepaid card).
4. Click Go.
5. Your FAB card balance will appear instantly on the screen.

This method is quick and does not require logging into online banking, making it perfect for Ratibi and prepaid card holders who just need to check available funds.

2. FAB Bank Balance Check via Mobile App

The FAB Mobile App is the most convenient and secure way to access your account. It’s available on both Android and iOS.

Steps:

1. Download the FAB Mobile App from the Google Play Store or Apple App Store.
2. Log in using your FAB credentials (User ID and Password).
3. Tap on the Accounts or Cards section.
4. Select your account or card to view the current balance and transaction history.

You can also download e-statements, redeem FAB points, and make transfers directly through the app. If you are a new user, register by tapping on “Register Now” and follow the prompts.

3. FAB Balance Check via SMS

If you prefer not to use the app, FAB offers an SMS balance check service.

How to Activate FAB Debit Card by SMS:

• Send an SMS in this format:
  CACT <space> (last four digits of your card) <space> (your 4-digit PIN)
  to 2121.
• Once activated, you can receive notifications and updates on your balance.

You can also send specific commands (depending on card type) to receive balance alerts or mini statements.

4. FAB Balance Check Using Internet Banking

FAB’s online banking portal gives full control of your account 24/7.

Steps:

1. Go to www.bankfab.com.
2. Click on Personal Online Banking (UAE).
3. Log in with your credentials.
4. Select your account or credit card.
5. View your available balance, transactions, and statements.

Online banking also lets you transfer funds, pay bills, and manage beneficiaries, making it a one-stop financial dashboard.

5. FAB Bank Balance Check at ATM

Another simple way to check your FAB balance is through any FAB ATM or partner ATM across the UAE.

Steps:

1. Insert your FAB debit, credit, or prepaid card.
2. Enter your PIN.
3. Select Balance Inquiry.
4. The machine will display your available balance.

This method works even if you don’t have internet access or your mobile data is off.

6. Check FAB Balance Without a Card

If you’ve misplaced your card or it’s being replaced, you can still access your FAB balance.

Methods:

• Use the FAB Mobile App (your card info is linked to your account).
• Call FAB Customer Service at 600 52 5500 and verify your details.
• Visit the nearest FAB branch with valid ID (Emirates ID or Passport).

7. FAB Balance Check for Ratibi Card Holders

The FAB Ratibi Card is one of the most widely used salary cards in the UAE, especially for employees who don’t have full bank accounts.

To check Ratibi Card balance:

• Go to https://ppc.bankfab.com/PPCInquiry/.
• Enter the last 2 digits of your card number and Card ID.
• Click Go to view your balance.

Alternatively, Ratibi users can also download the FAB Mobile App to track their salary credits, recent transactions, and notifications.

8. How to Activate FAB Credit Card

If you recently received your FAB credit card, you need to activate it before use.

Steps to Activate:

1. Visit www.bankfab.com.
2. Go to Credit Cards > Activate Card.
3. Enter your card number, customer ID, and desired PIN.
4. Follow on-screen instructions to complete activation.

Once activated, you can use your card for payments, online purchases, or link it with Apple Pay, Google Pay, and Samsung Pay.

9. How to Redeem FAB Points

FAB rewards its customers through its FAB Rewards Program, where you earn points for every transaction.

Ways to Redeem FAB Points:

• Through the FAB Mobile App (in the Rewards section).
• On the FAB website under Credit Card Rewards.
• At selected partner outlets and travel portals.
• For shopping vouchers, flight tickets, bill payments, or cashback.

Always check your points balance regularly to make sure you don’t miss out on valuable rewards.

10. How to Download FAB Bank Statement Online

You can access and download your statements from both FAB Mobile App and Online Banking.

Method 1 – Mobile App:

• Open the FAB App → Go to Cards → Select the card → Tap Download e-Statements.

Method 2 – Online Banking:

• Log in to bankfab.com → Click on Credit Cards → Choose your card → Click Download Statement.

You can view and download up to 12 months of statements for both debit and credit cards.

Troubleshooting FAB Balance Check Issues

Sometimes, users face issues while checking their FAB balance online or via SMS. Here’s how to resolve them:

• Invalid Card ID: Double-check the number printed on your card.
• Website Not Loading: Try again using a different browser or clear cache.
• SMS Not Working: Ensure you’re using the registered mobile number.
• App Login Issues: Reset your password through “Forgot Password.”
• No Internet Access: Use an ATM or call customer support.

Benefits of FAB Digital Banking

FAB’s online and mobile banking platforms are designed to make your financial life smoother. Here’s what makes them stand out:

• 24/7 Access to account information.
• Instant balance updates after every transaction.
• Secure login and encryption for data protection.
• Multiple account management under one dashboard.
• Easy transfer between FAB accounts and other UAE banks.

FAB e-Dirham Card Balance Check

The FAB e-Dirham card is another convenient product used for government payments, visa fees, and other official transactions in the UAE.

How to Check e-Dirham Balance:

• Visit the e-Dirham G2 website or call the FAB e-Dirham service centre.
• You can also visit any FAB branch or e-Dirham ATM to check and reload your balance.

FAB Customer Support & Contact Information

For any assistance related to your FAB account or balance check, contact the bank through the following channels:

• Customer Care (UAE): 600 52 5500
• International: +971 2 681 1511
• Email: customersupport@bankfab.com
• Website: www.bankfab.com

FAB’s support team is available 24/7 to assist with card activations, balance inquiries, or transaction disputes.

Security Tips for FAB Users

To keep your FAB account secure while checking your balance:

• Always use the official FAB app or website.
• Avoid using public Wi-Fi when accessing your account.
• Never share your PIN or OTP with anyone.
• Regularly update your password and monitor transactions.
• Enable SMS and email alerts for all activities.

Conclusion

Checking your FAB bank balance has never been easier. Whether through the mobile app, online portal, SMS, or ATM, FAB ensures that every customer can monitor their funds anytime, anywhere. The process is fast, secure, and completely free — making it ideal for prepaid, salary, and credit card users.

By following the methods shared above by UAE Explorer, you can easily manage your finances, track transactions, and stay financially aware. No matter where you are in the UAE, FAB bank balance check options are always at your fingertips.

FAQs – How to Check FAB Bank Balance

Here are the FAQs of fab bank balance check:

1. How can I check my FAB bank balance online?
You can check your FAB balance online through https://ppc.bankfab.com/PPCInquiry/ by entering your card details or by logging into your FAB online banking account.

2. How do I check my Ratibi card balance?
Visit the same FAB portal and enter your card ID and last two digits of the card number to see your Ratibi card balance instantly.

3. Can I check my FAB balance through the mobile app?
Yes, download the FAB Mobile App, log in, and view your account or card balance on the home dashboard.

4. How do I activate my FAB debit card?
Send an SMS in the format “CACT (last four digits of your card) (desired PIN)” to 2121 or activate it through the FAB app.

5. How can I redeem my FAB points?
Redeem points via the FAB mobile app, website, or partner outlets for shopping, travel, or cashback.

6. What is the easiest way to check FAB balance without logging in?
Use the FAB prepaid card inquiry page — no login required.

7. Can I check my FAB balance through ATM?
Yes, insert your card in any FAB or partner ATM and select “Balance Inquiry.”

8. How can I get a FAB bank statement online?
Download e-statements via the FAB Mobile App or Internet Banking for up to 12 months.

9. How do I contact FAB customer support?
Call 600 52 5500 within the UAE or +971 2 681 1511 from abroad for any account or card-related assistance.

10. Is the FAB balance check service free?
Yes, checking your balance via online banking, app, or website is completely free.

Final Thoughts (UAE Explorer Insight):

In today’s fast-paced financial world, keeping an eye on your FAB bank balance ensures smarter spending and better control over your savings. Whether you’re using a Ratibi prepaid card or a premium FAB credit card, the methods above guarantee instant and secure access to your funds — anytime, anywhere in the UAE.