PPC FAB Card UAE is one of the most widely used prepaid payroll cards in the country, especially among workers who receive their salaries through employer-issued prepaid cards. On UAE Explorer, we regularly review financial tools that help residents manage money more easily, and the FAB PPC card is undoubtedly one of the most practical options available. Designed by First Abu Dhabi Bank, the largest bank in the UAE, this prepaid salary card provides unmatched flexibility, simple balance checks, and safe payments—making it an essential financial tool for thousands of employees.

Whether you are a new cardholder trying to understand how the PPC FAB Card UAE works, or someone looking for the fastest way to check your balance, this guide will walk you through every step in a simple, human-like, conversational style. You’ll learn how to check your FAB PPC balance online, via the FAB mobile app, using an ATM, SMS, or through the FAB customer service helpline. We’ll also explore benefits, security tips, usage examples, reload methods, solutions for common issues, and much more.

1. Introduction to the PPC FAB Card UAE

The PPC FAB Card UAE has become a lifeline for thousands of workers across the country who rely on prepaid payroll systems to receive their monthly income. Whether you’re working in construction, hospitality, retail, or domestic labor, many employers now prefer using prepaid salary cards instead of traditional bank accounts. As one of the top financial platforms covering UAE financial services, UAE Explorer recognizes how essential and convenient this card is for everyday life.

The FAB PPC card lets workers receive salary, withdraw cash, shop online, pay bills, and check their balance anytime. With simple features and multiple balance-check methods, it gives users complete control over their finances—without needing a traditional bank account.

2. What Does PPC FAB Card Mean?

“PPC FAB Card” stands for Prepaid Payroll Card offered by First Abu Dhabi Bank (FAB). It is primarily designed for employees whose companies pay salaries through prepaid systems.

Unlike a debit or credit card, the PPC is strictly prepaid. That means:

• You can only spend the money loaded onto it

• You cannot overdraft or go into debt

• Employers deposit salaries directly

• You can use it for shopping, withdrawals, and online payments

This makes the PPC FAB card UAE safe, easy to use, and ideal for workers without bank accounts.

3. Why UAE Residents Use the FAB Prepaid Payroll Card

Residents across the UAE prefer the FAB prepaid payroll card because:

• It allows fast and secure salary payments

• No standard bank account is required

• The card is accepted online, in stores, and at ATMs

• Users can easily perform PPC FAB card balance checks

• It is backed by First Abu Dhabi Bank, providing confidence and reliability

For many workers, especially expatriates, this card offers financial independence in a simple and secure format.

4. How the PPC FAB Card Works

The FAB PPC card works on a prepaid model:

• Companies load salaries or funds

• Employees use the card like a normal debit card

• You can withdraw cash, shop, or pay bills

• Balance checks can be done online or offline

• No credit check or bank account is needed

You simply receive money from your employer and use it as needed.

5. Who Is Eligible for a FAB Prepaid Salary Card?

The PPC FAB card UAE is generally issued to:

• Labor workers

• Employees in small to mid-sized companies

• Staff without UAE bank accounts

• Household workers

• Temporary and contracted employees

Your employer is the one who issues it under the UAE salary distribution system.

6. Real-Life Usage of the PPC FAB Card in the UAE

Workers commonly use the FAB PPC card for:

• ATM withdrawals

• Grocery shopping

• Online booking

• Sending money home

• Mobile recharges

• Paying utility bills

• Public transport payments

• Restaurant payments

It works anywhere Visa or MasterCard is accepted, depending on your card type.

7. Example Table – PPC FAB Usage in the UAE (2025)

8. Key Features of the FAB Prepaid Card

Some of the standout features include:

• Free balance check options

• Secure salary deposits

• Online & offline payment compatibility

• No credit score needed

• Customer-friendly mobile app

• 24/7 ATM access

• Easy account management

For anyone looking for a simple financial tool, this prepaid card ticks all the boxes.

9. Benefits of Using the PPC FAB Prepaid Card

Easy salary distribution

Companies can distribute wages in seconds.

ATM and online access

Withdraw or check your balance anytime.

No overdraft or credit checks

Spend only what you have—no risk of debt.

Widely accepted

Use across the UAE for shopping and services.

Helpful FAB prepaid card services

The online portal, app, and SMS help with tracking your money.

Safe and secure

FAB uses advanced security and encryption.

10. Types of FAB Prepaid Cards in the UAE

FAB offers several prepaid cards:

1. PPC – Prepaid Payroll Card (main focus)

2. Ratibi Salary Card

3. e-Dirham card

4. General prepaid cards for online use

All follow similar balance-check processes and are governed by FAB’s secure payment system.

11. Understanding the Salary Cycle with a FAB PPC Card

Salary is loaded by the employer. Once the funds appear:

• You can withdraw cash anytime

• The FAB prepaid balance check helps you confirm the amount

• Transactions appear instantly on the mobile app

• SMS alerts notify you of salary deposits

This cycle repeats monthly.

12. Different Ways to Check PPC FAB Card Balance

You can check your FAB PPC balance using:

1. Online Portal (Fastest)

2. FAB Mobile App

3. FAB ATM

4. Customer Service Call

5. SMS Inquiry (If Supported)

All methods are secure and reliable.

13. Balance Check Method A: Online Portal

Steps:

1. Visit the PPC FAB balance inquiry portal

2. Enter:

   • Last 2 digits of your card

   • Card ID number

3. Solve CAPTCHA

4. Tap Go

5. Your latest balance appears

This is one of the most popular ways to check your FAB PPC balance.

14. Balance Check Method B: FAB Mobile App

Steps:

1. Install FAB Mobile

2. Log in

3. Select Cards

4. Choose Prepaid Card

5. Tap Balance

You can also check transaction history.

15. Balance Check Method C: ATM Inquiry

Steps:

1. Insert card into any FAB ATM

2. Enter PIN

3. Select Balance Inquiry

4. View or print mini statement

This works even without mobile data.

16. Balance Check Method D: Call FAB Support

Call 600 52 5500.

Provide:

• Card details

• Last transactions (for verification)

The agent will share your current balance.

17. Balance Check Method E: SMS Banking

Only available if your card supports SMS services.

Steps:

1. Check SMS format through FAB mobile app

2. Send the required format from your registered mobile number

3. Receive your balance instantly

18. Example Table – Balance Checking Options

19. How to Check PPC FAB Card Balance Online (Detailed Guide)

1. Open FAB PPC portal

2. Enter last two digits of your card

3. Add card ID (printed on back)

4. Confirm verification

5. Tap Submit

6. Your balance shows with latest transactions

This method is ideal if you don’t want to install an app.

20. Using FAB Prepaid Card Services in the UAE

The PPC FAB card UAE supports:

• Salary payments

• Online purchases

• Secure withdrawals

• Bill payments

• Public transport recharge

• Quick balance checks

FAB prepaid card services are designed to give workers easy financial management.

21. How to Reload and Manage Your PPC Card

Reloading options:

• Employer salary transfer

• Bank transfer (if permitted)

• FAB branch top-up

• FAB kiosk deposit

Managing your card:

• Use FAB app for history

• Check PPC FAB balance online

• Enable SMS alerts

• Change your PIN regularly

22. Security Measures for the FAB PPC Card

FAB uses banking-grade security:

• Encryption

• Biometrics in the mobile app

• Real-time SMS alerts

• Fraud monitoring

• OTPs for online payments

23. Example Table – Security vs Risk

24. Troubleshooting: Common Problems & Solutions

Salary not showing

Wait 2–3 hours; contact employer.

Card declined

Check your balance or try a different ATM.

Portal not loading

Clear browser cache or try mobile data.

Wrong PIN

Reset through FAB customer service.

25. Why the FAB PPC Card Is Among the Best Prepaid Cards in the UAE

The PPC FAB card UAE stands out because:

• Easy balance check tools

• Works without a bank account

• Secure salary deposits

• Universal acceptance

• Free online inquiry portal

• User-friendly app

• Designed for workers’ daily needs

It is one of the most reliable and widely used salary cards in the UAE.

26. Conclusion

The PPC FAB Card UAE is more than just a prepaid card—it is a complete financial solution for employees who depend on quick, safe, and reliable salary access. With tools like the online inquiry portal, FAB mobile app, ATM services, and SMS alerts, managing money is effortless. From salary deposits to daily purchases and withdrawals, the FAB PPC card offers convenience, security, and full financial control.

For thousands of workers across the UAE, this is the card that simplifies life.

27. Frequently Asked Questions (10 FAQs)

1. What is the PPC FAB Card UAE?

It is a prepaid payroll card issued by First Abu Dhabi Bank for employees who receive salary through prepaid systems.

2. How do I check my PPC FAB card balance?

You can check using the online portal, FAB mobile app, ATM, SMS (if supported), or customer service.

3. Can I withdraw cash with my PPC FAB card?

Yes, you can withdraw cash from any FAB ATM.

4. Do I need a bank account for the FAB PPC card?

No, it works independently of a traditional bank account.

5. Is the FAB prepaid salary card safe?

Yes, it uses FAB’s secure banking technology including PIN, OTP, and fraud monitoring.

6. What should I do if my salary is not credited?

Contact your employer first, then FAB support if needed.

7. Can I use the PPC FAB Card online?

Yes, you can use it for online shopping, bill payments, and services depending on your card type.

8. Does the card support SMS balance inquiry?

Only certain card versions support SMS. Check with FAB customer support.

9. Can I change my PPC FAB card PIN?

Yes, you can change it at any FAB ATM.

10. What number should I call for help?

Call 600 52 5500, the official FAB customer service helpline in the UAE.